September 10, 2008

Here we go

So, I should be in bed now, but here I am. To sum up the last few weeks. I took 2 weeks off from Job #2 (now #3) to get away, I was burning out and I had planned to use that time to find another more stable gig, which I did.

I ended up starting that gig one week in, so I never had much of a vacay and then when I knew for sure I was hired, I changed my schedule w/job #3 except they didn't and I ended up having to take off last week from the new job and actually started there this week.

Now, if that is as clear as mud, let's proceed ;)

Continue reading "Here we go"


11:51 PM in 2nd Job, 3rd Job, Bonus Monies, Budgeting, Credit Card Repayment, Daily Jabber, Household Bills, Loans, Savings
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August 25, 2008

Deep Sleep

On and off, I slept almost 10 hours last night. Then I took a 2 hour nap this afternoon. So now I'm up. But nof for long, I have orientation tomorrow and training starts Tuesday, I guess I'm just resting up. In the meantime, I've updated MS Money bill accts, I'll tackle the bank accts later this week. I signed up for a few cool things in the last week. I opened up another checking acct, that'll take money from the new gig and is strictly for debt pay down. W/one of my credit unions, I signed up for, (actually I did it w/both CUs I just forgot once I opted for paperless statements I got free bill pay) online bill pay. That will pay down the Target card in advance.

Stupid target will only let me schedule about 3 payments in advance and now that I've gotten the new balance lowered, I have a hard time paying extra on the card. So I wiped out all pending payments and set up bill pay via my CU.

Continue reading "Deep Sleep"


12:37 AM in Daily Jabber
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August 20, 2008

Feeling Normal

For the first time in err...7 months, I feel normal. I think the two weeks off from job#2 was not only a long time coming, but is finally sinking in. The last 3 afternoons I have done nada. Matter of fact, when I got in today, I took a nap!

When I went to lunch I realized how normal I felt and wondered why it took 3 days to sink in. I think it's cuz, my schedule tends to be 1 day on, 2 days off, 2 days on, etc etc. So it had to be something unusual, like 3 days in a row and realizing I won't be back in that building for 2 whole weeks to grasp that I'm really really off.

Continue reading "Feeling Normal"


8:56 PM in 2nd Job, 3rd Job, Bonus Monies, Daily Jabber
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August 18, 2008

Yessssssssssssssssssssss

When I go "blog-silent" I have somthing major going on in the offline world. I got another J-O-B! which will now be the main job #2 and current job #2 will move into job #3 status.

It's been a LOOOONG time coming, searching, finding, applying, interviewing but especially waiting. That was the hardest. I was so emotionally mentally drained last week, I ended up taking 2 weeks off from job #3 just to cool my heals and decompress.

I officially recieved the offer today and am in the process of doing the preliminary stuff for a few more days till my official start date. I'm just so very tired right now. I was going to trim back my hours on job #2 (the retail gig) for a few months anyway, so for the immediate future, I'll work there fri & sat nights. the new gig will be mon - thur nights and I'll actually have Sunday off.

The workaholic in me is trying hard to resist scheduling 4-5 hours of work time and instead will use that day to rest, get my house in order and do personal things.

I may also go away either this weekend or next, just to get out of town and if I don't go now, my next chance won't be till mid October, but I'll play that by ear.

Right now I'm just going to catch up on some movies and try real hard to get the super big grin off of my face :D


7:26 PM in 2nd Job, 3rd Job, Bonus Monies, Daily Jabber
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July 20, 2008

Progress Report - Month 6

Two months str8 being on time, and 3rd time proves to be the charm in breaking that record. Anyhoo, lets get to the meat and potatoes:

Here is where I was 6/8/08:

Here is where I am as of 7/8/08:

Continue reading "Progress Report - Month 6"


11:06 AM in 2nd Job, Bonus Monies, Credit Cards, IRS, Loan Repayment, Loans, Monthly Mission, Monthly Progress Report, Student Loans, Target, Taxes, Wamu Visa
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June 18, 2008

Decison to make or not

So I get bal trans checks for 1.99 APR thru Feb 2009 from my paid in full Wamu Visa card. I'm not sure if I should bite. The credit limit on that card is $1k and right now, it doesn't see to be much of a dent to anything. The worst I'll be doing is spreading my debt across yet another card and I'm thinking of putting it onto the Target Visa.

If I do that and knock the balance down by $1265.00 this month, I did the number crunching and the finance charges will dip from $145/mo to about $124/mo. Not a huge drop, while I'll have to pay $145/mo from July to Jan to get the card paid off in time.

So my minimum payment on Target my drop by $100 and I'll know pay 1.99% on 1k of debt vs. 19.24 for 7 months. Even the time it'll take to do the math doesn't feel to be worth it so for now, I think I'll pass.

I have till 7/30 to use the checks.


10:05 AM in Credit Cards, Daily Jabber, Target, Wamu Visa
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June 16, 2008

3 out of 4

- Numbers don't lie, finally did a budget and um, yikes! - Lean months are coming - Going back to school?? - Taking a step back to see what I have accomplished so far

Tackling the remaining topics I left dangling

Continue reading "3 out of 4"


2:19 PM in 2nd Job, Bonus Monies, Credit Cards, Daily Jabber, Facing Fears, Fears, Motivation, Personal Story, Tips, True Confessions
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graph updated on the 8th
last update: 07/20/08

Paying off smallest credit card debt with it's minimum payment balance + $500 snowball.